Draft - This policy is under legal review and has not yet taken effect. Last updated 21 May 2026.

Legal

Terms of Use

Effective date: · FinsiderAI (finsiderai.com)

Acceptance

By accessing finsiderai.com you agree to these Terms of Use. If you do not agree, please do not use the site. Use of the site constitutes acceptance in accordance with Section 8 of the Information Technology Act, 2000 (India).

Nature of the service

FinsiderAI provides free financial calculators and educational content for informational purposes only. The service:

  • Is not a SEBI-registered investment adviser, portfolio manager, research analyst, or broker-dealer.
  • Does not provide investment advice, tax advice, or legal advice.
  • Does not execute trades, manage funds, or hold client assets.

Calculator outputs are projections based on user inputs and publicly available mathematical formulae. They assume constant rates and do not account for market volatility, fund manager changes, or future regulatory amendments.

Permitted use

You may use FinsiderAI for personal, non-commercial financial planning and education. You may not:

  • Reproduce, redistribute, or republish calculator outputs commercially without attribution.
  • Attempt to reverse-engineer, scrape, or systematically extract the site's content or formulae.
  • Submit false or misleading information via the contact form.
  • Use the site in a manner that violates any applicable Indian or international law.

Intellectual property

All text, design, code, and calculator interfaces on finsiderai.com are © 2026 FinsiderAI, all rights reserved, unless otherwise noted. The mathematical formulae themselves (SIP formula, EMI formula, etc.) are in the public domain. You are free to use the formulae; the specific implementation, design, and written content are not.

Disclaimer of warranties

The site is provided "as is" without warranty of any kind, express or implied, including but not limited to accuracy, completeness, fitness for a particular purpose, and non-infringement. Mutual fund investments are subject to market risks. Past performance shown in illustrative examples does not guarantee future results.

Limitation of liability

To the maximum extent permitted by Indian law, FinsiderAI and its operators shall not be liable for any direct, indirect, incidental, or consequential loss arising from your use of, or inability to use, the site or its calculator outputs. You accept full responsibility for investment decisions made based on or informed by calculator results.

The site may link to third-party websites (e.g., SEBI, AMFI, NSDL). FinsiderAI has no control over and accepts no liability for the content or privacy practices of external sites.

Governing law and jurisdiction

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana, India.

Changes

We reserve the right to modify these Terms at any time. Updated Terms will be posted with a revised effective date. Continued use of the site after changes constitutes acceptance.

Contact

Questions about these Terms: contact@finsiderai.com

⚠ LEGAL REVIEW PENDING — This page has not been reviewed by a qualified legal professional. Do not publish without review (D-013).

Disclaimer: FinsiderAI provides calculations and educational content for illustrative and informational purposes only. It does not constitute investment, tax, or legal advice. Mutual fund and market-linked investments are subject to market risks; please read all scheme-related documents carefully. Past performance is not indicative of future results. Tax calculations are based on publicly available rules for FY 2026-27 (AY 2027-28). Consult a SEBI-registered investment advisor or qualified chartered accountant for personalised advice.